Bye fixed term: the “roller” with virtual wallets so that your investments yield more

In a context where the inflation continues at high levels, it is key to look for alternatives to protect our income so that it does not lose purchasing power. With fixed-term deposits yielding less or almost the same as the price increase, virtual wallets They prevailed in the preference of the Argentines.

The fact is that those that pay the most interest do so above what banks give today with a fixed term. In addition, the availability of money on the spot and the possibility of paying with a cell phone using QR brings great convenience.

And if they are taken advantage of and combined with each other, a “roller” can be created that allows profits to be maximized. How is it done?

First of all, you have to choose the virtual wallet that pays the highest interest. Currently it is Ualá with a TNA of 45%, which returns at least 3.75%. But the caveat is that it has a limit of $500,000, so it does not pay above that amount if our deposit exceeds it.

Then, the user should deposit about $499,000 in the wallet, which will yield about $615 daily. That amount, so that the total does not exceed the limit and the surplus does not give returns, must be taken to another account.

Now we must transfer those daily interests to another wallet, in this case Naranja In this case, a total of $599,000 would have to be reached to obtain almost $690 per day.

Then, in the same way as in the first case, now we must transfer the interest to a third option, which although it pays less has no limit on the amount that pays interest. This is in the case of Mercado Pago, which with 37.7% is currently the third highest payer.

With the first two operations we generated about $39,000 per month in interest. Then the additional amount will depend on how much money we accumulate in the last account.