What is the difference between the ANSES PUAM and a retirement: how much will they receive in February 2025

What is the difference between the ANSES PUAM and a retirement: how much will they receive in February 2025

The National Social Security Administration (ANSES) is preparing payments for the second month of the year. By decision of the National Government, the agency dependent on the Ministry of Human Capital confirmed a 2.7% increase in pensions, retirements and family allowances for February 2025. This increase corresponds to the inflation data for the month of November analyzed by the National Institute of Statistics and Census (INDEC).

This is because the mobility formula governed by Decree 274/24. Which takes as reference the Consumer Price Index (CPI) two months ago and proposes an increase in benefits and social benefits proportional to the data.

Furthermore, the head of the entity, Mariano of the Heroesannounced that it will continue the payment of extraordinary bonus of $70,000 for pensioners and retirees who receive a lower or equivalent minimum benefit, along with their updated salaries, as they have been doing since April of last year.

Meanwhile, holders who exceed the minimum amount will receive a proportional amount until they reach the ceiling of $343,086.50.

The head of the organization confirmed that the continuity of the benefit is guaranteed and contemplated within the 2025 Budget project. However, he clarified that no additional reinforcements will be implemented to the amount established months ago.

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What is the ANSES PUAM: the requirements to collect it

ANSES provides retirements and different pensions for older adults who are already old enough to stop working. In the first of these, workers in a dependency relationship who meet the retirement age requirements (women 60 years and men 65) and have 30 years of contribution, begin to receive regular financial assistance.

For its part, the Universal Pension for the Elderly (PUAM)a program aimed at people over 65 years who do not meet the 30 years of required contributions. Thus, they guarantee provisional coverage for those who do not have any retirement or pension.

These are the requirements to be able to request it:

  • Be 65 years old or older.
  • Be Argentine or naturalized with 10 years of residence in the country (prior to the application), or a foreigner with a minimum residence of 20 years.
  • Not collect or be entitled to any retirement or pension from a national organization, savings banks, provincial or municipal institutes, or unemployment insurance. If you are collecting a retirement or pension, you must renounce it to start the PUAM process.
  • Maintain residence in the country once the pension is requested.

Through this social benefit, the organization grants an amount equivalent to the 80% of a minimum retirement and its figures are updated monthly in accordance with the Mobility Law. Furthermore, people who receive this pension have health coverageservices PAMIand they can access the collection of family allowances (for children with disabilities, for spouses and annual school aid).

PUAM ANSES: the exact amount for February 2025 with the new increase

The holders of the PUAM They will receive a new increase in their salaries for the second month of the year. It is a 2.7% increase corresponding to the inflation data for November 2024. To which, in addition, the delivery of the extraordinary bonus of $70,000.

In this way, the amount for those people who receive this pension coverage will reach $218,469.20 in February. This is because it is the equivalent of 80% of a minimum retirement, which in the second month of the year is $273,086.50.

And if we add the extra bonus of $70,000, which corresponds to those who collect a benefit that is less than or equivalent to the minimum, the total amount to be collected in February 2025 for the holders of this social benefit will be $288,469.20.

For their part, this is how the figures for the rest of the pensions and retirements will be:

  • Minimum retirement: $273,086.50 + $70,000 bonus = $343,086.50
  • Maximum retirement: $1,837,613.62
  • Non-Contributory Pensions (PNC) for Disability or Old Age: $191,160.55 + bonus of $70,000 = $261,160.55

Source: Ambito

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