They detect an ideal investment for conservative savers in Argentina

The Macroeconomic stability that has been establishing in Argentina opens a New investment scenario for conservative profile savers. Despite the growth of the dollar value on the last market day, there are new challenges in the context of the exit of the exchange rate for natural persons and the reduction of inflation of the last month.

In this framework that the consultant Delphos Investment He detected that “in the last wheels, The Cer curve was steepwith a considerable rise in its long section, which was not accompanied by an increase in the yields of the curve in pesos. “The titles that are adjusted by Reference stabilization coefficient (CER) reflect inflation and thus protect investments in pesos.

However, in the event that the deflationary process continues -as what happened in the last bimester, given that at 3.7% in March it followed 2.8% of April-,, Bonds in adjustable pesos for longer duration could generate greater rise and capitalize a higher interest rate for the investor.

“LThe bonds have already proved to be the best coverage instrument When global uncertainty impacted the optimism of local curves, “said Delphos, who expressed their trust” in the Government’s ability to continue reducing inflation -Confianza supported in a context of the dollar stable downward and in the monetary and fiscal anchor as pillars of the economic plan. We believe this CER CURVE EMPINATION It represents a good entrance point to position yourself in cer bonds. “

Passive investment: the long -term silent strategy

In times of economic uncertainty, persistent inflation and financial volatilitymore and more people wonder how to take care of their money and build a safer future. The answer, which is contributed Passive investment

Unlike active investment -where it is tried to win the market buying and selling assets -passive investment proposes a long -term approach, based on discipline, low cost and diversified exposure to the market. Instead of looking for the market, it seeks be the marketreplicating its historical performance.

The data support this strategy. Funds such as S&P 500 have rendered an average of 9.8% annual in recent decades. Moreover: only a small percentage of professional managers manages to overcome that performance in the long term. The key to the proposal is to create a kind of “Second retirement”. That is why this proposal is more attractive to young people (say sub-40). The famous compound interest, in the long term (say 20 or 30 years) has proven to win through the market at 90% of investment funds. It is not a small thing. The best thing is that great technical knowledge is not required, but discipline and emotional strength.

This last point is vital. Yes We will be invested 20 or 30 years in an index that replicates market performance, we will have a good time and bad times in the stock market. This must be clear from entry. Of course, at times when the market collapses, the temptation to sell is very large. However, it would be a carafal mistake to get out of the market when it falls. It is that many of the best days on the market occur when the market operates down.