Fixed deadline in pesos: These are the banks that pay the most for a tank of $ 1 million in June

In a context where inflation begins to slow down but remains at high levels, the Traditional fixed term 30 days it continues to be one of the most used options by Argentine savers seeking to preserve their capital in pesos.

However, not all banks offer the same performance, and differences between large, medium and financial entities can represent thousands of pesos of gain or loss in a single monthespecially when it comes to high amounts as $ 1 million.

Currently, the Annual nominal rates (TNA) which banks offer between 27.50% and 35.50%, depending on the type of entity and whether or not the client has in it. With those conditions, Net profit in 30 days may vary between $ 22,600 and $ 29,100according to the chosen bank.

What are the banks that most pay for a fixed term of $ 1 million?

According to an updated survey to June 2, 2025, the best rates in the market are offered by medium banks and non -traditional financial entities, many of them operating exclusively digitally:

• Bank Province of Córdoba SA and BANCO MARIVA SA lead the ranking with a TNA of 35.50%which generates a monthly performance of $ 29,178.08 on a tank of $ 1 million.

• They are followed BANCO VOII SA (35.00%) and MERIDIAN SA BANCO (34.00%), with monthly returns that are around $ 28,767 and $ 27,945.

• On the same level are two 100% online financial companies: Reba and Regional creditboth with 34.00% tna and profits similar to those of Meridian.

Virtual Ballete Fixed Term

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And traditional banks?

Banking entities with the highest volume of deposits offer significantly lower yields:

• National Bank and Bank Province of Buenos Aires pay a tna from 30.50%equivalent to a monthly profitability of $ 25,068.49.

• Banco Galicia and Comafi Bank They offer a TNA of 30.25%which generates $ 24,863.01 in 30 days.

• Santander Bankon the other hand, it is among those who pay less, with a TNA of the 28.00%and a monthly gain of $ 23,013.70almost $ 6,200 less than the bank with the highest yield.

Intermediate entities

• CREDICOOP BANK (29.50%) and City Bank (29.00%) offer moderate profitability that range between $ 24,246 and $ 23,835still below the performance that is achieved in medium banks.

• Regional banks like Bank of Corrientes, Chubut Bank and Banco del Sol They are a TNA of between 31.00% and 31.50%, with monthly results $ 25,479 and $ 25,890.

How much does the annual effective rate (ASD) influence?

While the monthly calculation is based on the TNA, it is important to take into account the Annual Effective Rate (TEA)which reflects the compound yield in case of renewing the fixed term with capital and interest every month. Some entities such as Bank Province of Córdoba already exceed a ASD of the 2.90% monthlywhich places them above the expected inflation, at least for the coming months.

Is the fixed deadline profitable today?

The last monthly inflation measured by INDEC was from 2.8% in Apriland some private models, such as BBVA, project inflation of 1.9% for May. In that scenario, entities that offer a ASD of more than 2.8% allow to obtain Real positive performancethat is, to beat inflation without assuming capital risk.

Where should you invest a million pesos?

For those looking for Maximize rent without complicating with other more risky instrumentsthe fixed term remains a valid option. But the difference between depositing money in a traditional bank or in a smaller entity can represent Up to $ 6,500 more in a single month.

With current digital channels, it is possible to compare fees and constitute fixed deadlines even in banks where you are not customer. Choosing well can make a substantial differenceespecially in contexts where each weight counts.