Key to SMEs: how financial automation helps to gain efficiency and protect capital

Key to SMEs: how financial automation helps to gain efficiency and protect capital

It is not just about looking at the exchange rate or looking for better credit conditions, but also changing the logic of daily financial administration. How is it charged, how do you pay, where the money is stopped, what profitability generates?

Gentileness: Economist America

In Argentina of the zero fiscal deficit, with an economy increasingly deregulated and exposed to global competition, SMEs face the enormous challenge of adapting to a new logic: survive without depending on the State, gain efficiency in each corner of their operation and make intelligent financial decisions in real time.

In this complex and new context, financial automation ceased to be a luxury or a marginal innovation: it became a strategic need. Today, more than ever, Managing capital intelligent is the only way to resist the cimbronazos of the dollar, inflation and the recent instability of the rates. It is not just about looking at the exchange rate or looking for better credit conditions, but also changing the logic of daily financial administration. How is it charged, how do you pay, where the money is stopped, what profitability generates?

That is where automation and artificial intelligence applied to financial management comes into play. More and more SMEs adopt digital tools that allow automating payments, collecting on time, ordering their flows and, above all, putting their capital without having to move or complex their operation. The money continues to work: it generates yields every day, even when the operational urgency leaves no room to take care of finance.

Intelligent accounts

The intelligent accounts model allows companies to generate daily interests with their available balance, without tied to a fixed period. These types of solutions allow part of capital in an inflationary context without assuming great risks or hidden costs.

But in addition to performance, there is time. And in a SME, time is also money. The tools that automate collections, send reminders to delinquent customers or allow for payments to suppliers, can make more than 600 hours a year to the administrative area. That efficiency – impossible to achieve with payroll and manual work – translates into less operational stress and more focus on what really matters: the business.

All this, in addition, with 100% digital, simple and agile processes. Open an account and start operating can have less than 24 hours, without face -to -face procedures or cumbersome requirements. For a company that needs predictability, this type of solutions make a specific difference.

In times where credit remains expensive, and where adapting is priority, knowing how to channel liquidity and simplify financial management can make the difference between an orderly SME and one that lives up to date.

That’s why we insist: Automism is not just digitizing. From Cresium we believe that it is about gaining control, anticipating disorder, and turning volatility into an opportunity to make better decisions. In an unpredictable environment such as the Argentine, that capacity can be the most valuable competitive advantage.

CEO in Cresium.

Source: Ambito

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