With the advancement of artificial intelligence, attempts of digital fraud increase, forcing companies and users to strengthen their prevention and security strategies.
In many films, we see how the main protagonists use voice verification as maximum security layer in the face of the access of a precious object. It always appeared as a futuristic technology and something practically impossible to achieve since the voice was always personal and unrepeatable as a fingerprint.
Today, those scenes would be easy to solve. Only audio seconds would be needed, obtained from an interview, a video call or a voice message, to train a model of artificial intelligence that replicates bell, intonation and even the characteristic pauses of any person.
Nor is it just about film espionage. Until recently, when one called a bank or a premium attention line, you had to go through a series of steps: wait, talk to an agent, confirm data. Now, as a recent case of Polyaithere are not even real conversations or long waiting times. Virtual attendees with Ia They respond in seconds, sing phrases with apparent naturalness and even handle interruptions. The problem is that these same capabilities can be used to supplant identities.
The last defense line: new risks against the rise of fraud by AI
Sam Altman, CEO of OpenAIwarned that voice authentication, very popular among high -heritage clients for more than a decade, is becoming obsolete. In banks around the world, this mechanism allows users to access accounts by pronouncing a specific phrase. The valid timbre, cadence and tone system, and trusts that voice is a unique identifier. However, voice cloning through Ia With just a few seconds of audio you can generate a practically indistinguishable replica.
The risk is real. In 2017, the BBC He tested the bank’s voice recognition system HSBC using two twin brothers. The result was that the voices were naturally similar, and the system was deceived. Today, with generative, any low quality recording is sufficient to build a convincing voice model.
Ethan Mollick, an expert academic at the University of Pennsylvaniahe showed in his blog One Useful Thing to what extent this technology is already dangerous. His tests reveal three points: the ability to imitate emotions; The real -time response, which makes interaction flow as in a genuine human conversation; and accessibility because these tools are no longer confined to laboratories or security companies.
In this new scenario, companies cannot depend on a single security measure. It is no longer enough with “something that you are” (such as the voice or the footprint) or “something you know” (like a password). A comprehensive strategy is needed that combines multiple authentication factors, continuous monitoring of activity and detection of real -time anomalies.
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Therefore, for companies it is important to have a CHIEF INFORMATION SECURITY OFFICER (CISO). This professional designs strategies to anticipate threats, design defenses and educate the entire organization on how to protect themselves in an environment that has these risks. This type of protection is a strategic asset for the reputation of companies. A successful fraud can translate into great financial losses, but especially in an erosion of trust with customers that take a long time to recover. Each security failure has a double price: the reputational damage and the frustration of users who feel their most personal information.
In this context, in addition to Cisothe role of the head of fraud arises strongly, responsible for anticipating and detecting supplant attempts before they impact the business. While the Ciso Design the Comprehensive Cybersecurity Strategy, the Head of Fraud focuses on shielding critical processes, especially those involving high -value clients or sensitive transactions. Both roles, working in a coordinated manner, protect not only the company’s assets, but also the trust and experience of those who choose it.
Voice cloning, with all its disruptive potential, is only the tip of the iceberg. Behind this case, fraud continue to evolve alongside technology and can adopt increasingly sophisticated forms, such as unauthorized deepfakes and accesses by digital vulnerabilities. The speed with which these threats develop requires an equally agile and complex response.
Therefore, the role ofL Ciso and the Head of Fraud They cannot be understood as an isolated reaction to a type of punctual fraud, but as a structural response to a new permanent risk paradigm. Its joint work is essential to build resilient organizations, capable of anticipating, adapting and defending themselves in the face of threats that not only seek to compromise systems, but also erode the most important thing: the confidence of their users.
Source: Ambito
David William is a talented author who has made a name for himself in the world of writing. He is a professional author who writes on a wide range of topics, from general interest to opinion news. David is currently working as a writer at 24 hours worlds where he brings his unique perspective and in-depth research to his articles, making them both informative and engaging.
