The convergence of both sectors is not science fiction. It is happening now and has the potential to redefine financial inclusion in our region.
Convergence between artificial intelligence and cryptocurrencies It is transforming the way we link with money.
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In recent years the Artificial intelligence and the cryptocurrencies They became two of the most discussed topics in technology and finance. They are often perceived as exaggerated concepts by marketing. From my experience that look does not know a central fact, the convergence that occurs between them and that is transforming the way we link with money And it will do it faster and faster.
Those of us who use cryptocurrencies for a long time know that experience may not be simple. It is not something to recommend to my parents without helping them in step by step. That is where AI can make a specific difference to tear down barriers and open the way to an ecosystem in which money works in the background, allowing people to concentrate only on what they want to achieve.
The analogy with programming is clear. Three decades ago programming was much more difficult and certainly complex for those who wanted to start taking their first steps in this area. Today Thanks to AI agents the creation of software, applications and systems became simpler, faster and pedagogical. The same goes for finance. Rather than giving access to products, true financial inclusion is to accompany users to understand and decide better. Banks and digital wallets today have the possibility of becoming true user allies in real time by offering personalized recommendations and immediate solutions.
The examples are already underway. Thanks to protocols such as MCP (Mode context protocol)artificial intelligence agents can connect with specific services – from Gmail to an exchange – and execute operations. There are bots that read news in real time and make crypto trading decisions at unattainable speeds for any human. And this is not limited to Bitcoin: we talk about real assets “Tokenized”, Actions, bonds, a field or property that can be negotiated in a decentralized way.
He impact on the market will be huge. As usual, the first to adopt it will be the ones that obtain the greatest benefits. Over time, the competition will be transferred to the land of the algorithms to see which one processes faster and who interprets the data better. Missing this to reach the mainstream, but it is an inevitable scenario.
Now, we cannot ignore the need for regulation. Crypt still faces serious security challenges. Losing a private key means losing money immediately. Therefore, it is essential that there are clear standards that audit the custodians and guarantee security standards. The user must be able to choose if he wants to self -manage his assets or delegate them in a third party that is properly regulated.
There is also a impact on talent. Historically, programming in crypto demanded a high level of specialization. Today the AI is going down that barrier, which allows more people to participate and that those who already had experience work better. Now, this technology can have “hallucinations” and throw mistakes that can be difficult to detect for more junior profiles. For example, a simple carelessness in a solidity contract It can mean millionaire losses. The solution then goes through Strengthen the audit and combine the speed of AI with human experience.
For all this it is clear that Convergence is not science fiction. It is happening now and has the potential to redefine financial inclusion in our region. The real objective involves optimizing experience and eliminating unnecessary steps in daily financial life. If we get people to stop worrying about money and concentrate on what they really want to do, we will have made the leap we always dream.
Source: Ambito
David William is a talented author who has made a name for himself in the world of writing. He is a professional author who writes on a wide range of topics, from general interest to opinion news. David is currently working as a writer at 24 hours worlds where he brings his unique perspective and in-depth research to his articles, making them both informative and engaging.
