DNU 70/2023, in its chapter III Social Works Law 23,660, modifies the regulatory framework for prepaid medicine and social works.
Basically, it incorporates prepaid medicine companies into the National Health System Regime.
Let’s explain what it is a social work and what it is a prepaid
- Social works depend on the State or a union for their operation.
- Prepaid companies are a private company that provides health services.
Since December 29, when DNU 70/2023 comes into force, 23,660 prepaid payments have been incorporated into the social works law.
How the modification works:
A Dependent (worker in a dependency relationship) can decide where the 3% of the contributions and the 6% that the employer contributes of their gross salary will go.
In the case of choosing prepaid medicine or choosing a social work different from that of your collective labor agreement for activity, you will be able to do so with the validity of this DNU. The contributions that the employer withholds from you and the contributions that the employer makes no longer go through the activity union, they go directly to the health medicine you chose.
Until now, prepaid users derived their contributions to a union social work, which kept a percentage before transferring the funds to the prepaid.
That intermediation will no longer exist.
It is going to compensate to produce a process of disaffiliation from the social works, because the affiliates with higher incomes could migrate to any prepaid without limitation and without the obligation to go through the union social works.
By incorporating prepaid medicine companies into the social work regime, all intermediation of union social works is eliminated. That is, people who work in a dependent relationship or are under a monotax regime will be able to choose whether they want their contributions to be transferred to a preferred social work or to a prepaid one.
Additionally, workers who begin an employment relationship may exercise the right to choose an insurance agent and may modify their affiliation between the different social insurance schemes. Chapter VIII of the DNU article 311 and 312 where the minimum membership time is left to the application authority, which may not exceed one year.
In Creole, the intermediations that union members have personally experienced for a long time with the money from social works are terminated.
Source: Ambito
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