The Ministry of Internal Affairs of the Russian Federation has prepared a draft law, according to which a single mechanism for obtaining bank information for conducting pre-investigation checks will be established. This was announced in an interview with TASS by the head of the Main Directorate for Economic Security and Combating Corruption (GUEBiPK) of the Ministry of Internal Affairs of the Russian Federation, Police Lieutenant General Andrei Kurnosenko.
According to him, the motive for such a proposal was the problem with the timely receipt by the Ministry of Internal Affairs of information constituting bank secrecy, as well as other information that credit institutions are obliged to protect in accordance with Art. 26 of the Federal Law “On Banks and Banking Activities” and Art. 857 of the Civil Code of the Russian Federation.
“The GUEBiPK of the Ministry of Internal Affairs of Russia has developed a bill that provides for a single transparent mechanism for obtaining information in credit institutions solely by a court decision,” said Kurnosenko.
According to the current legislation, the head of the GUEBiPK clarified, the Ministry of Internal Affairs is involved in the investigation of the withdrawal of money abroad after the bank’s banking license is revoked. However, by this time, most often the assets had already been stolen, the primary documentation was destroyed, and the persons who committed illegal acts disappeared.
By introducing amendments to the legislation, the Ministry of Internal Affairs hopes to obtain information about the activities of credit institutions, as well as the inspections carried out and the violations revealed.
According to the head of the department, this will make it possible to record the traces of crimes committed with the use of information technologies at a new, higher quality level.
On Thursday, it became known that 15.5 thousand pseudo-banks have appeared on the Internet since the beginning of 2021, which are disguised as sites of credit organizations. In particular, in November their number increased to 6.9 thousand.
A typical cyberattack scenario is as follows: on behalf of the bank, the attackers send the victim a fake / phishing e-mail, SMS notification, or enter into a dialogue on social networks. There, in the process of communication, under various pretexts, they send the victim a link / QR code leading to a phishing site that looks completely imitating the site of a financial institution. The victim’s data or the details of access to the personal account are either used by cybercriminals for further cyber attacks, or are resold on the black market as a sought-after product.
Source: IZ
Jane Stock is a technology author, who has written for 24 Hours World. She writes about the latest in technology news and trends, and is always on the lookout for new and innovative ways to improve his audience’s experience.
