There are many economists who advise putting money in fixed terms but it is one of the worst investments, like property rentals. We are talking about a rental percentage that is below 1% (0.2% average) of the real value of the property and the interest on fixed terms does not match it either.
Along the same lines, another thing that is not advisable is the Mutual Investment Funds, because the management of that investment does not depend on us. We give the money to others who buy bonds and shares of companies that, in some cases, inflate the balance sheets so that their CEOs get better bonuses and profits and then those shares fall again. Or the cryptocurrencies, that we do not know who is behind them, or how they manage them.
In the case of investment there are two ways to do it: who play to draw or not to lose, and always lose; or those who play to win and usually win because they invest in research, in time, in knowing what they have to do or not.
It is recommended that the person who has some type of unused surplus, some savings, acquire assets that is the best for these cases. In general we obtain liabilities by thinking they are assets. For example: a car that is not for work and we only use it for a ride, is a liability, it does not put money in our pocket, it only takes us out.
It must be clear that the way to beat inflation is by earning much more money. It seems obvious but it is a reality and the only way is to create a business, own a brand, or improve the income we already have. In this way we can have wealth and real estate. Our own brand and work for our own dreams.
Source: Ambito
