Social: BAS wants to secure pension level at 48 percent

With her first pension law, Federal Social Minister Bärbel Bas (SPD) wants to secure the pension level with billions of billions as promised in 48 percent. The draft law is available to the German Press Agency in Berlin; according to government circles, it has now been given to the Federal Government’s vote. In addition, certain hurdles are to be dismantled so that older employees can continue to work if they want.

BAS said in the ARD day show: “For people, this means stability, but that even after a long working life they have security to get a stable pension.” In her draft it says: “The stop line for the pension level at 48 percent is extended by 2031, so that the decoupling of the pensions is prevented by wages by then.”

What is the pension level?

The increase in pension in the current year has already taken into account the already valid but temporary stop line. The more than 21 million pensioners in Germany will receive 3.74 percent increasing remuneration on July 1. The pension value had been determined with the corresponding regulation so high that the legally required pension level of 48 percent was achieved.

The pension level describes the level of security of the pension in relation to the wages. Specifically, the size expresses the ratio of average income and a “standard pension”. A stable pension level means that the statutory pension of wage development does not lag behind. “The resulting additional expenses of the pension insurance will be reimbursed from tax funds from the federal government,” says the draft. “The reimbursement of the reimbursement of the contribution rate is generally avoided.”

The aging of society puts the pension system under pressure. In the coming years, fewer and fewer employees will be deposited into the pension fund – more and more people will receive age references.

According to official calculations, the pension level would decrease to 46.9 and 2045 to 44.9 percent without changing today. The pensions would increase less compared to the income of the employed. Above all, the SPD had wanted to enforce a stable pension level – among other things, employers warn of exploding non -wage costs. But now tax funds should flow on a large scale.

According to the draft law, the reimbursement of the additional costs of extending the stop line and all further measures will lead to additional expenses of initially 4.1 billion euros from 2029. In 2030, the costs are expected to increase to EUR 9.4 billion, in 2031 to 11.2 billion euros.

In addition, the Federal Government plans to submit a report on the development of the contribution rate and the federal grants in 2029. What is necessary should be checked to maintain the pension level of 48 percent beyond 2031.

Mothers’ pension only paid out in 2028

The child -rearing period in statutory pension insurance will be extended by a further six months for children born before 1992 to a total of three years. However, this extended mother’s pension should only be paid out from 2028 because the pension insurance, according to its own statement, needs for the technical implementation two years after the law was announced.

In order to make it easier for people who have reached the standard age limit to return to their previous employer, the prohibition of connection that is applicable today is to be lifted.