Pension: Almost 270,000 people retire earlier

Almost 270,000 people previously retired as a particularly long -standing insured person without discounts. A total of around 937,000 insured persons received an old-age pension from the statutory pension insurance for the first time, as the CO CEO of the Deutsche Rentenversicherung Bund, Jens Dirk Wohlfeil, told the dpa news agency in Berlin.

The age limit of the pension for particularly long -term insured persons after 45 years of insurance increases in stages. In 2024 it was 64 years and 4 months for 1960. After its introduction in 2024, the type of pension was known as “pension at 63”. It is particularly controversial because of the costs. In particular, the SPD had always campaigned for receiving this pension.

In mid -June, the employer -related institute of the German Economy (IW) had raised an alarm with a study, after which almost every second baby boomer in retirement age has generally retired prematurely. In relation to all members of the respective birth year, this is a share of 44 percent, more than 55 percent in relation to the new players.

The currently starting wave of exceeding of birth-strong baby boomer years into retirement is the main reason, which is why pension is seen as an acute challenge by politics. If the pension is to be kept stable as planned, the financial needs threaten to increase significantly – the stronger, the more people earlier than regularly exit from working life.

In 2023, around 279,000 insured persons had received an old -age pension for the first time for long -standing insured persons.

Around 18.9 million old -age pensions were paid last year, as well -being said. “This is a new high.” The pension insurance therefore spent 286 billion euros on this.

Probably also to the address of the black and red coalition said Wohlfeil: “This sum illustrates the importance of a solid, reliable and generational financing of the pension insurance.” Union and the SPD want to get future securing the pension level for the coming years in the next few weeks. Then a new pension commission should think about the future.

The responsible persons get a reminder from the pension fund: “Politics must not lose sight of the contributors, not to endanger the acceptance of the entire system,” said Wohlfeil. According to the 2024 pension insurance report, pension contributions without new laws will threaten to increase from 18.6 to 21.4 percent by 2038.

The regular age pension was most approved last year. These received around 378,000 insured persons for the first time. A age limit of 66 years for 1958 was born last year. According to the law, the age limit increases gradually to 67.

269,000 insured persons received a pension for long -standing insured persons without discounts. An old -age pension for long -term insured persons with discounts related to 225,000 insured persons. 35 years of insurance is a prerequisite here. The remaining pension access was eliminated for the old -age pension for severely disabled people.

In 28 percent of all new old -age pensions, there were discounts last year. They apply to the entire connection of the pension. On average, those affected started retire 32 months before reaching the standard age limit. The discounts are 0.3 percent for each month, around which the pension is preferred.

Wohlfeil commented on a planned meeting of the representative assembly of the pension insurance in Münster on Monday. On the board of the self -administration committee, he represents the employer side and is at the Major Office tariff expert at the total metal employers’ association.