BCRA establishes limits to interest rates of personal loans with credit cards

BCRA establishes limits to interest rates of personal loans with credit cards

February 4, 2025 – 08:29

The BCRA notifies financial entities on the updated interest rate for personal loans without real guarantee, a relevant fact for their credit operations.

The Central Bank of the Argentine Republic (BCRA) reported that the value of the interest rate of the financial system for personal loans without real guarantee will be that of January 2025 and will be applicable to the operations of the February cycle of February 2025.

In addition, the Communication “B” 12934/2025 mentions that detailed data can be consulted on the BCRA website, specifically in the section of Interest rates and adjustment coefficients.

According to this information, as of January 30, 2025, the average interest rate for personal loans in pesos is 65.71% annual nominal.

To take into account

It is important to keep in mind that this rate is an average and can vary between different financial entities. For more detailed and updated information, it is recommended to consult directly with financial entities or visit the BCRA statistics section.

Through the official text, the BCRA notifies financial entities on the updated interest rate for personal loans without real guarantee, A relevant fact for your credit operations. In addition, it provides links to access more detailed information and historical data related to interest rates.


Source: Ambito

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