The virtual wallets They’re a option that does not stop growing when doing surrender the weights. In this framework, currently the returns offered in all cases are around 70% annuallyexcept for one that offers above the 80%.
The benefits of using a paid account are: invest money without freezing it, obtain daily earnings and have the funds at any time without a redemption period.
Virtual wallet
Remunerated accounts allow you to invest money without freezing it.
Making your salary work: which wallet offers the best returns
Orange leads this ranking since it promises an annual rate of 82% (6.83% monthly). Then we can calculate that with that amount of invested balance, after 30 days, the user will have $213,660. It is worth clarifying that this wallet pays returns up to a limit of $300,000.
This wallet has a categorization By levelsdepending on the consumption level made through the app. In that framework, the first level offers a 72% annually (6% monthly). In this way, in one month, the $200,000 deposited in this wallet will become $212,000.
This wallet rewards balances at 69.91% annualwhich is equivalent to a 5.82% monthly. Thus, an investment of $200,000 will leave a sum of principal plus interest equivalent to $211,640.
For its part, Uala offers an annual interest of 63.33% (5.27% monthly), so when entering with $200,000 will get away with $210,540 after 30 days.
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All virtual wallets currently offer returns that are around 90% per year.
Investments: remunerated accounts or fixed term?
He central bank (BCRA) decided lower monetary policy ratesbringing the cost of debt to 80% annually nominal. At the same time, the monetary authority eliminated the minimum rate on fixed terms.
As a consequence, the banks changed their interest rate for placements fixed term in pesos by below the proposed level by the body in charge of Santiago Bausillicutting the interest rate by up to 40 points. Currently the returns offered through the banks they turn in around 70%.
Therefore, in the case of investing in a fixed term, an investment of $200,000 will leave a total of capital plus income of $211,660.
Source: Ambito