This important benefit is an alternative to collecting an amount if you belong to this specific group.
Within the context that the country is going through, retirees must have an income to be able to support themselves. In that sense, Banco Nación has different lines of credit for this sector of the population.
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If you do not have a benefit or want to change branches, this is one of the most viable options. Likewise, it is worth remembering that the National Bank It is a state entity that was left out of the privatization project of the Bases Law.
Exclusive credits for retirees
These are the four lines of credit offered by Banco Nación:
- Nation Pension BNA: for retirees and pensioners who receive their salaries in this institution; term up to 60 months; minimum amount of $5,000 and maximum of $15 million; affectation of income of up to 35% of the monthly net income, considering other debts that the applicant has in this or other entities.
- Pension Nation: for retirees and pensioners who do not receive their salaries in this institution (they will only be able to access the credit through the salary discount code through the e@descuento system); term up to 36 months; minimum amount of $5,000 and maximum of $15 million; income impact of up to 35% of monthly net income.
- My Retired Computer: for ANSES retirees and pensioners who wish to purchase high-tech equipment, with the best financing; term up to 40 months; minimum amount of $5,000 and maximum of $800,000; income allocation of up to 30%.
- Advance of assets: for retirees and pensioners who receive their benefits through Banco Nación; Single Installment period (full payment at the time of registering the accreditation of benefits in a single installment that will be automatically cancelled at the time of receiving the first accreditation after its use); minimum amount of $1,000 and maximum of $500,000.
How to access Banco Nación loans for retirees
Those who receive payments from Banco Nación need to present their valid DNI, last proof of withdrawal or pension and also their CUIL to have access. On the other hand, those who receive money at other branches must submit the same documentation along with considering changing the branch to improve their credentials.
When a potential beneficiary requires a loan from Banco Nación, An evaluation of your personal situation is carried out. If you have previous financial commitments or debts, careful consideration is given to whether loan approval is feasible. Once the evaluation is satisfactory, the requested loan is granted. To do this, you must follow a series of steps:
- Access the Banco Nación website by logging in or registering.
- Go to the “Loans” option.
- Select the amount, destination of the funds and the number of installments.
- Confirm and validate all data requested by the bank.
- Confirm the sending of the loan application.
- Upon completion, the system will send a message to inform how they will communicate about the credit approval.
Source: Ambito
