Learn about the options available and how to manage them to improve your quality of life.
He Province Bank launched various lines of credit to retirees and pensioners of the National Social Security Administration (ANSES), allowing access to amounts of up to $10 million, with competitive rates and flexible terms. This financing has rates from 33% per year and terms of up to 72 months.
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In addition, loans can be managed in person or virtually through the BIP Mobile app. To ensure personalized attention, it is recommended to request a prior appointment on the bank’s website if you opt for in-branch management.
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Banco Provincia incorporates the gender perspective in its loans and offers an additional rate bonus to companies led by women.
The two loans for retirees at Banco Provincia
1. Exclusive loan for debt-free clients
This loan is designed specifically for retirees who do not have debts registered in the Central Bank of Debtors. The features are as follows:
- Amount: Up to $20 million.
- Interest rate: Fixed 33% annually.
- Return period: 24 months.
- Share: For every $100,000 requested, a fixed fee of $5,746.86 is paid.
- Application mode: It can be managed through home banking or at a bank branch. If requested at a branch, accreditation is done on the spot; If it is managed through home banking, the accreditation is within a period of 24 hours.
- Requirements: To access this loan, the applicant must have no debts in their credit history, which implies not having had credit cards, overdrafts in accounts, or other credit products reported in the BCRA Debtors Central until June 2024. verify this condition, it is only necessary to inform the CUIT/CUIL.
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The new measure was reported by Minister María Eugenia Bielsa.
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2. Traditional personal loans
In addition to the exclusive loan for those who do not have debt, Banco Provincia offers traditional personal loans with the following characteristics:
- Amount: Up to $20 million.
- Interest rate: Fixed 59% annually.
- Return period: From 12 to 72 months.
- Share: For example, if you opt for a maximum term of 72 months, you pay a fixed fee of $5,077 per $100,000.
- Application mode: These loans can be managed both by home banking and at the branch where the payments are received.
- Requirements: They are available for retirees and pensioners from ANSES, former combatants from the Malvinas Islands who receive the Social Pension, and retirees from pension benefit funds of the Province of Buenos Aires who deposit their assets through Banco Provincia.
These two loans represent accessible options for retirees, allowing them to access financing that adapts to their particular needs and situations.
Source: Ambito