The options in March 2025

The options in March 2025

Loans are the financial alternative to face unforeseen expenses, unify debts or make high value purchases. Know the interest rates of the different banks and how to request each loan.

Mariano Fuchila

The personal loans They are the financial alternative that allows you to face unforeseen expenses, unify debts or make high value purchases. In March 2025, entities such as BBVA Banco, Banco Nación and Banco Provincia They have credit lines with previously established amounts and payment deadlines.

BBVA Bank Personal Loan

He BBVA Bank offers a personal loan up to $ 40,000,000which can be requested online, or even $ 70,000,000 in branches. The maximum return period is 60 monthsand is intended for employees in dependency relationship and independent workers Let them be bank customers. To access the credit, it is necessary to be between 18 and 74 years old and have minimum income of $ 292,446.

Financing is granted with a Annual nominal rate (TNA) of 84% and one Annual Effective Rate (TEA) of 125.22%.

Requirements:

  • Age: between 18 and 74 years.
  • Labor seniority: Employees with host accreditation in BBVA: minimum 3 months of antiquity. Employees without host accreditation in BBVA: minimum 1 year of antiquity. Independent professionals: at least 1 year of experience In the activity. Merchants and freelancers: minimum 2 years In the profession.
  • Minimum income: $ 292,446both for customers and not for customers.
  • Quota-ranking ratio: The monthly fee It should not exceed 30% of the declared income.

Characteristics:

  • Interest rate: Fixed, with French amortization system.
  • Payment period: from 6 up to 60 months.
  • Available amounts: Minimum: $ 1,000. Maximum: $ 40,000,000 If requested online and $ 70,000,000 in branches.

How to request it:

  • Access the simulator: Enter the platform of the BBVA and select the option of personal loans.
  • Simulate the quotas: I chose the amount you want to request (even $ 40,000,000 online or even $ 70,000,000 in branches) and defined the payment period (between 6 and 60 months).
  • Enter personal data: Complete the application with your DNI and contact data.
  • Confirm the application: Verify the details of the loan and accept the terms. If the application is approved, the money will be accredited immediately.

BANCO NACION BNA

The National Bank offers a loan with a return period of up to 72 months, for people in dependency relationship.

The National Bank offers a loan with a return period of up to 72 months, for people in dependency relationship.

Mariano Fuchila

Personal loan from Banco Nación

He National Bank offers a loan with a return period of up to 72 monthsaimed at people in a dependency relationship that charge their assets through the entity, with accreditation through the National Payment System. Applicants can access an amount of up to $ 40,000,000while the maximum grantable is $ 50,000,000.

Credit may not exceed the 35% of the monthly net income of the applicant. To determine the payment capacity, the value of the First loan quota calculated at 30 days And other debts are considered that the applicant has both in the National Bank and in other financial entities, thus guaranteeing the viability of payment.

Conditions and costs of the loan:

  • Annual Nominal Rate (TNA): 49%
  • Annual Effective Rate (TEA): 61.65%
  • Total financial cost expressed in ASD (CFT TEA): 78.38%

How to request credit at Banco Nación:

  • Gather the necessary documentation, which includes ID and updated income vouchers.
  • Submit the census compliance certificate, if applicable.
  • Start the application at a branch of the National Bank or through its online platform.
  • Approval and accreditation: Once the credit evaluation is over, the amount will be deposited directly in the requesting account of the applicant.

Personal loan from Bank Province

He Province Bank offers a personal loan with a financing period of up to 72 months. It is aimed at permanent employees of the private sector, public administration workers at its different levels (national, provincial and municipal) and retirees of ANSES that charge their assets in a Savings Bank Social Security Account within the entity. You can ask for $ 40,000,000, since the maximum available amount is $ 50,000,000.

Conditions of the loan:

  • Maximum amount: $ 50,000,000.
  • Payment period: Up to 72 months.
  • Fixed interest rate: 88% annual.
  • FEE EXAMPLE: for each $ 100,000 financed at 6 yearsthe fixed monthly fee is $ 7,378.53.
  • Money accreditation: within 24 hours After approval.

How to request Credit at Banco Provincia:

  • Access the platform: Download the app Mobile bip or enter to Home Banking of the Province Bank.
  • Login With user and password BEEP.
  • Activate security token If it is not yet enabled.
  • Select the loan option up to $ 50,000,000.
  • Click “Request loan” within the application.
  • Complete the form with the desired amount and financing period.
  • Read and accept the terms and conditions of the credit.
  • Confirm the application.

Source: Ambito

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