Take off cash: In these supermarkets it is still possible

Cash is a freedom that most Germans do not want to take. The tendency to handle cash on cash goes back loudly, but in 2023 it was still 51 percent who paid and shine instead of a smartphone or plastic card. It is particularly annoying for cash lovers if more and more bank branches are now closing and suitable ATMs are becoming rarity.

Many super and drugstores that offer a similar service are an alternative to the dry Shell bargain source. The chains have an interest in as little cash in their coffers because the transport of money is expensive for them. Important: The limit for cash service is 200 euros for all supermarkets and drugstores. Aldi, Rewe & Co. differ in whether they also offer the service for credit cards. Most supermarkets also require a minimum purchase value to be able to withdraw cash from you.

This is due to the Payment Supervision Act, which regulates that retailers can only issue money when the customer is purchased. Otherwise, it is a payment service that may only be handled by banks or financial institutions. Exceptions include Rewe, Penny and Budni, who work with the provider Viacash and enable lifting without purchasing. Incidentally, there are no fees for customers, because they wear the supermarkets.

Do you only have a credit card with you? This is annoying, because with a Girocard you can withdraw money at all listed markets. We therefore start with the exceptions, with this also limited to Mastercard and Visa. American Express exclude all supermarkets from the cash service.

With a Girocard, on the other hand, you can withdraw money from the list of all supermarkets and drugstores. But there are exceptions too. At Edeka, for example, because the chain leaves it to the individual markets to decide whether they want to offer a cash service.

At EDEKA you have to inquire about whether cash cancellation is possible in the respective market at the cash register. The decision is the responsibility of the respective branch. Usually you only get the opportunity to withdraw money from a purchase value of 20 euros and only with a Girocard.

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