The proportion of owners in our neighboring country fell from 49 to 47 percent last year. This emerges from data from the EU statistics office Eurostat.
The rate also fell in Austria, not least because of the strict lending guidelines. 51 percent of compatriots live in their own property, 49 percent rent. Anyone who wants to take out a real estate loan will need at least 20 percent of their own funds since summer 2022 and must be able to repay this with a maximum of 40 percent of their household net income within 35 years.
There are big regional differences in the type of living: While in Burgenland almost 70 percent of residents live in their own property, in Vienna it is around 20 percent. In Upper Austria the ratio of rent to property is 48.5 to 51.5 percent.
Romania is the EU leader
According to Eurostat, the ownership rate across the EU fell by almost one percentage point. Overall, 69 percent are owners and 31 percent are renters.
The ownership rate is particularly high in eastern EU countries such as Romania (95 percent), Slovakia (93 percent), Croatia (91 percent) and Hungary (90 percent) – also because of the significantly lower costs for houses and apartments. The lowest ownership rates outside of Germany and Austria are in Denmark (60) and France (63).
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