This measure allowed thousands of people to regularize their pension situation without the 30 years of contributions required to access retirement. Know those who can access and what are the necessary requirements.
He National Government confirmed that pension moratorium In force it will end on March 23 and there will be no extension. This measure, which allows access to retirement without the 30 years of required contributions, was sanctioned in February 2023 and benefited thousands of people who were in this situation.
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According to the head of the National Social Security Administration (ANSES), Mariano de los Herosduring his appearance in the Budget and Finance Commission of the Chamber of Deputiesthe Executive Power does not foresee an extension of this moratorium. Therefore, those who wish to access this benefit must initiate the process before expiration.


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It is a measure that allows regularizing missing contributions to access retirement, through a payment plan of up to 120 installments.
What is the pension moratorium?
The pension moratorium is a mechanism that allows men and women who did not reach 30 years of contributions regularize their situation through a payment plan. This initiative is mainly aimed at those who already have retirement age or are close to fulfilling it.
The plan offers the possibility of paying off the pension debt in up to 120 installmentswhich allows beneficiaries to complete the years of contributions required to access retirement. It is estimated that near 800,000 people They were in a position to benefit from this benefit at the time of approval.
IPS retirees.

Women 60 years or older and men 65 years of age or older, who do not have the 30 years of required contributions.
Who can access the pension moratorium?
To access the pension moratorium, it is necessary to meet the following requirements:
- Age: 60 years or older women and men 65 years of age or older.
- Residence: Be Argentine or naturalized with at least 10 years of residence in the country before the application, or foreigner with a minimum residence of 20 years.
- Contributions: Do not have the 30 years of contributions required for ordinary retirement.
- Do not perceive another retirement or pension: Not being charging or being entitled to any retirement or pension of a national, provincial, municipal or autonomous city of Buenos Aires.
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The procedure must be initiated before March 23, 2025 to take advantage of the benefit.
How to regularize contributions before expiration?
People who meet the requirements and wish to access the pension moratorium must carry out the process before March 23, 2025. The process includes the following steps:
- Request a turn in Anses: The Anses official website or call 130 to obtain a turn and perform the management in an office must be entered.
- Present the required documentation: Current ID and residence vouchers in the country as appropriate.
- Evaluation of pension debt: Anses will analyze the amount of missing contributions and calculate the amount to be regularized.
- Adhering to the Payment Plan: The pension debt can be canceled in up to 120 installments, which will be discounted directly from retirement.
- Procedure completion: Once the moratorium and the debt is approved, the retirement benefit is granted.
Since there will be no extension, who meet the conditions must initiate the process as soon as possible to avoid being out of this pension benefit.
Source: Ambito

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