Money laundering appears to be an opportunity to revive the economy and protect the value of savings. Is this true?
The Argentine economic scenario is always full of challenges, and when it comes to the possibility of regularizing funds, questions abound: Is it worth it to launder money? Is this a real opportunity or just a government revenue-raising strategy?
The key is in the CERA systema mechanism that, unlike previous money laundering schemes, is not presented as a revenue-raising measure, but as a productive tool. The possibility of regularizing funds at no cost – except for a 5% fee if you want to leave the system – is an invitation to break away from inertia and put those dollars to work that until now only generated losses. And although we often do not perceive it immediately, having dollars “saved” is a losing strategy in the current context.
In the last four years, inflation in the United States has reached 20%, which means that the purchasing power of those savings in dollars has fallen. What used to cost US$100,000, now requires US$120,000. What is the point then of continuing to accumulate dollars that lose value year after year? Keeping savings tied up, whether in a safe deposit box or under your mattress, not only entails a real loss due to inflation, but also a direct financial cost.
Inside the CERA systemSavings can be invested in a wide range of financial instruments, from fixed-income dollars to blue-chip assets, with annual returns of 8% or more. This not only neutralizes the inflationary impact in the United States, but also generates real profits. Meanwhile, those who prefer to keep dollars out of the system see their savings eroded without any chance of appreciation.
What happens if I need to use those funds before December 31, 2025, when the CERA system term ends?
The answer is simple: there are always alternatives. Whether through the documented purchase of an asset – such as a car from a dealership with a CERA account – or by looking for other options within the formal market, it is possible to use those funds without incurring the 5% cost of leaving the system. In any case, even if that cost must be assumed, the returns generated within the system are worth the investment. CERA system can more than make up for it.
Unlike previous money launderings, this regularization should not be seen as a revenue-raising strategy. It is not designed for the State to appropriate a significant part of the regularized funds, but rather to encourage productivity. The frozen dollars not only represent a loss for those who hold them, but also a lost opportunity for the Argentine economy. Reactivating these funds is a necessity in a context of high inflation and lack of investment.
After all, everything we value in Argentina – houses, cars, projects – we do so in dollarsSo why not use those dollars productively? Letting them sit is simply letting them lose value. Putting them into the system and making them work for you is a much smarter strategy.
Director at MM Investments.
Source: Ambito
I am Pierce Boyd, a driven and ambitious professional working in the news industry. I have been writing for 24 Hours Worlds for over five years, specializing in sports section coverage. During my tenure at the publication, I have built an impressive portfolio of articles that has earned me a reputation as an experienced journalist and content creator.
