Money laundering: they warn of complications in uploading sworn statements

This week the information that The banks gave the AFIP in relation to the moneywhether pesos or dollars, that they received in the Special Asset Regulation Accounts (CERA).

In that application contains customer informationwhich the person or the tax advisor can check to verify that it is correct. The problem – according to professionals – is whether it is adjusted to reality or whether it has differences, The taxpayer has to upload to the system a PDF extension file with the image of the deposit slip or the CERA account summary where the CUIT appears.

This step, it is considered, would make more sense if there were differences or the deposit did not appear, with which the person who laundered has to justify in his sworn statement the money that was deposited into his CERA account.

“They would have to allow validation when the data in the sworn statements coincide with what was deposited and only load those that are not preloaded,” said tax official Julián Ruiz to Ámbito.

Ruiz considered that it is “redundant” information that the AFIP requests. In that sense, he warned that differences are appearing between what was declared by the banks and what people laundered when they made several deposits.

Laundering data upload: complaint from professionals

The other problem that arises is that The deposit slips, or the ticket delivered by the bank’s cash register where the money was deposited, do not inform the taxpayer’s CUIT. That is, if the person has not already received the September account summary, they cannot yet upload the affidavit.

“Make a button where you click that says ‘my deposits match those reported by BANK’”suggested Ruiz in his account

“Today we send more than 100 emails telling clients to please send us the CERA bank statement” indicated the professional, who pointed out that they are suggesting clients postpone this step for a week.

The exact figure of cash laundering emerges from the final upload of this document. In the case of those who want to add that money to the Special Regime for Early Entry of Personal Assets (REIBP) and pay tax in advance for 5 years, with the DDJJ it is estimated if the 75% advance payment that you paid at the time of joining is correctly calculated.

Alejandro Rosenfeld, a very active accountant on social networks, pointed out that “The General Resolution of the AFIP says that you have to upload a certificate of deposit or statement and the banks do not give it to you.” “I don’t think anything will happen but to do it well you need that,” he explained.

The accountants agree that there are some banks that are providing receipts at the client’s request, and in some cases professionals are taking screenshots of the client’s home banking recordsin case the CERA account is associated.