In just one day, the BNA registered 320 new CERAs, which are added to the more than 2,500 openings in force since the implementation of the “Asset Regularization Regime” promoted by the National Government.
He National Bank gave details on how to transfer funds from one “Special Account for Asset Regularization” (CERA) from the entity to another CERA account of any “Clearing and Settlement Agent” (ALyC) in order to acquire the financial instruments and/or investments provided for in the corresponding regulations.
They also reported that Users who open a CERA account at the Bank will automatically have a savings account opened in the original currencyno maintenance cost.
It is worth noting that, in just one day, The BNA registered 320 new CERAs, which are added to the more than 2,500 current openingssince the implementation of the “Asset Regularization Regime” promoted by the National Government.
What is the process?
You can regularize holdings in the country and/or abroad, both in pesos and dollars, that have not been previously declared. This amount can be used to make investments, buy a house or any other registrable asset.
How do I open my CERA account at the BNA, what are the requirements and who can apply for it?
It is managed on the bank’s website www.bna.com.ar or at the nearest BNA branch with the DNI.
How are deposits made into the CERA account?
- In cash at the counter.
- Receive transfers via MEP.
- Receive transfers from abroad issued from an account of the same holder.
Important: Cash credits will be allowed until 09/30/2024, after this date (starting 10/1/2024) only credits via MEP from another special regularization account and credits of the results of investments made with the funds deposited in this account will be accepted, according to the investment destinations admitted by the current legal and regulatory provisions.
What happens to deposited funds?
Up to US$100,000, funds must be immobilized until 09/30/2024 inclusive, unless they are applied to the following destinations:
- Special VEP payments for asset regularization.
- Invest them in the enabled destinations *
- Transfer them to other CERA accounts
- Carry out duly documented onerous operations (for example, purchase of real estate, vehicles, etc.).
In the case of amounts greater than US$100,000, the client will have to keep them in their account until 31/12/2025 or use them in the aforementioned destinations; failure to do so will result in the corresponding tax withholding.
What types of investments are allowed?
- Mutual Funds.
- Actions.
- Negotiable Obligations.
- Sovereign and Sub-Sovereign Bonds.
- Bopreales.
- Duly documented onerous operations (Purchase of real estate, vehicles).
- Direct and indirect investments in real estate projects (with a degree of progress of less than 50% of completion of work as of 07/08/2024).
What about the “small face” dollars?
Banknotes with writing, signs, stamps, logos, stripes or any other small mark can be accepted. Banknotes with “contaminated” marks (exposed to blood, body fluids, waste water) cannot be accepted.
Source: Ambito
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